Please note that any comments below are, of course, completely independent (not reviewed or endorsed by people representing financial institutions). *For complete information, see the terms and conditions on the credit card issuer’s website.Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying.New Updates 27 April 2017 – SBI Card slashes fuel surcharge to 1% from 2.5% earlier.
We use Trans Union (Vantage Score) to show you what’s impacting your credit score, if you are overpaying on your loans and credit cards, and how your financial picture compares to your peers.
SBI Offers free Unnati credit card at “Zero Annual Fee” for customers with minimum Rs.20000 balance in accounts.
The bank will not go into customer’s credit history and the card, which will be issued in the name of “Unnati”, will remain free for 4 years.
Using a credit card for your spending can have many benefits, from added legal protection to cashback or collecting loyalty points at your favourite retailer. Bank base rates are the lowest they have ever been at 0.5%, yet the average interest rate charged on a credit card is 18% APR (annual percentage rate).
However, credit card debt can quickly mount up if you don’t pay your card off in full each month. Transferring your balance to another credit card that charges a lower interest rate might help reduce your monthly payments.