The term “hermaphrodite” is applied to human beings who possess both male and female genitalia, however, this biological condition is very rare among humans.
There are three types of hermaphrodites: “true,” “female pseudo-hermaphrodite,” and “male pseudo-hermaphrodite.” The main difference among these three hermaphroditical types is the nature of the sexual organs.
Let me preface my comments by saying that I'm not an expert in this matter; nonetheless, I'll do my best to think clearly about the issues.
I'll take your questions one at a time (I've re-worded some).
So my body stuck along the default path of looking fully female on the outside, but having no functional female reproductive parts on the inside.
I don't have an official diagnosis, and often with intersex condition, that's the case.
The best I could get is gonadal dysgenesis, which is a fancy way of saying that my gonads (would-be ovaries or testes in the womb) never developed into anything.
While most females commonly possess two X chromosomes, my sex chromosomes are XY.
Since I don't produce natural estrogen, I take daily hormones to maintain healthy bones, sexual health, and emotional health.